CheckA check is a written order by an account holder to his bank to pay a certain sum of money to the payee. A check is not legal tender. Crossed CheckA check that has two lines across it to denote that it must be paid into a bank account. Cash Check A check that can be redeemed for cash at a bank. The bank generally has to be the account holder's bank. Bounced Check A check that the bank refuses to pay because of insufficient funds in the customer's account. Also called a bad or dishonored check. Clearance PeriodThe number of days required to settle a check deposited into an account. Generally 3 to 4 days. DrawerThe account holder or the person who signs the check. DraweeThe bank that is going to pay the amount of money specified on the check.PayeeThe person named to receive the check.
支票賬戶持有人要求銀行支付一定金額給收款人的書面命令。支票不是法定清償。 劃線支票支票上加了兩條平行線,表示必須存入某個銀行賬戶。 現(xiàn)金支票可以在銀行兌換現(xiàn)金的支票。銀行通常為賬戶持有人銀行。 空頭支票銀行由于客戶賬戶上資金不足而拒絕支付的支票。也被稱為不良支票。 償付期限償付支票并將金額存入賬戶需要的天數(shù)。通常為3到4天。 出票人簽署支票的賬戶持有人。 付款人將支付支票上確定的金額的銀行。 收款人接受支票的人。